Program Solutions
Credit Insurance
When you offer your borrowers our credit insurance products, you offer them an opportunity for peace of mind. Our products prevent their outstanding debts from becoming additional financial burdens if an unexpected covered event occurs.
Credit Life Insurance
Credit life insurance benefits pay off the outstanding loan balance if a borrower or co-borrower dies during the term of coverage, protecting a borrower's beneficiaries from unnecessary financial burden.
Credit Disability Insurance
Credit disability insurance covers a borrower's monthly loan payment in the event the borrower becomes disabled due to a covered event and is unable to work.
Credit Involuntary Unemployment Insurance
Credit involuntary unemployment insurance, or "IUI," may cover a borrower's monthly payment in the event he or she involuntarily loses her job due to a covered event.
Credit Property Insurance
Credit property insurance protects the lender's interest in the personal property pledged as collateral when securing a loan. In the event this property is damaged or destroyed during a covered event, the customer's loan balance will be paid off.
Credit Auto Physical Damage Insurance
Credit auto physical damage insurance protects a lender's interest in a borrower's vehicle when the vehicle is financed or used as collateral on a loan. If the automobile is damaged, destroyed, or stolen due to a covered event, the borrower's loan balance will be paid.
Debt Protection
We partner with many financial institutions to offer debt cancellation or waiver products to their borrowers.
Program Solutions
Ancillary Products
Whether your customers need to get their vehicle back on the road due to a mechanical breakdown or avoid an uninsured loss, we offer a suite of products to choose from to help consumers ensure financial protection.
Accidental Death & Dismemberment (AD&D)
In the case of an accidental death or dismemberment, AD&D Insurance provides a claim payment to the policyholder, or in the case of death, to their beneficiary.
Non Recording (Non-File)
Non-file insurance replaces the need to formally file a UCC-1 statement.
Motor Club
Motor club is more than just high-quality roadside assistance with 24/7 dispatch. Our full-service program also provides auto repair, key fob reimbursements, plus access to FortegraPerks for discounted retail benefits and services.
Guaranteed Asset Protection (Self-Funded)
GAP, or Guaranteed Asset Protection, helps make up the difference between the loan amount of a vehicle and its depreciated value.
Program Solutions
Asset Protection
These programs provide protection from physical loss of assets pledged as collateral to secure loans to individuals and businesses.
Lender-Placed Mortgage Hazard & Flood
Lender-placed mortgage provides coverage for residential and commercial property to secure mortgage loans. Perils may include hazard, flood, wind, earthquake, and premises liability.
Blanket Vendor Single Interest (BVSI)
Blanket Vendor Single Interest (BVSI) provides physical damage coverage for rolling stock collateral used to secure a lenders loan portfolio. Perils are typically “all risk” which may include collision, fire, theft, flood, vandalism, and other perils.
Collateral Protection Insurance
Collateral protection insurance provides physical damage coverage for collateral-securing loans which may include vehicles, trucks, trailers, and equipment. Perils are typically “all risk” which may include collision, fire, theft, flood, vandalism, and other perils.
Blanket Mortgage Insurance
Blanket mortgage insurance provides coverage of residential and commercial property securing mortgage loans. Perils may include hazard, flood, wind, earthquake, and premises liability.
Why partner with Fortegra?
Consistent
Our unwavering commitment to disciplined, quality underwriting and program performance builds trust and delivers value.
Strong & Stable
An industry leader for more than 45 years, with an AM Best Financial Strength Rating of A- (Excellent).
Collaborative
Our partner-centric philosophy enhances long-term profitability and program success, fostering enduring, mutually beneficial relationships.
Experienced
Expertise is our hallmark. With a solid track record of competitive actuarial practices and strategic pricing, we pave the way for sustainable success in an ever-evolving marketplace.
Comprehensive
As a vertically-integrated insurer, we’re able to support all elements of the business.
Innovative
Blending superior service and progressive solutions, we drive industry standards higher for our partners.
Get in Touch
If you have a question or need more information, you've come to the right place. Please send us a message using the form to connect with the appropriate department.